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These Ultimate Beef Nachos Supreme are everything you love about Taco Bell—made even better at home! 🔥🌮 Crispy tortilla chips piled high with seasoned beef, melty cheese, refried beans, tomatoes, sour cream, and more. 🧀🥩🍅 Every layer is packed with flavor and crunch for the ultimate snack, party platter, or game day favorite. Easy to customize and fun to share, this loaded nacho feast is bold, satisfying, and totally irresistible! 🎉🌶️
1 pound (450 g) lean ground beef – preferably 85% lean or higher
2 tablespoons taco seasoning – store-bought or homemade
½ cup refried beans – canned or homemade
¼ cup water – to help loosen the beans
1 cup nacho cheese sauce – warmed
11 oz (300 g) tortilla chips – thick-cut or restaurant-style
½ cup diced tomatoes – fresh or drained canned
¼ cup sour cream
¼ cup sliced green onions
1 avocado or guacamole – sliced or scooped
Sliced black olives – optional
Pickled jalapeños – for heat
Shredded lettuce – optional, added just before serving
Heat a large skillet over medium-high heat.
Add the ground beef, breaking it apart with a spatula.
Cook until browned and no longer pink, about 6–8 minutes.
Drain excess grease if necessary.
Stir in the taco seasoning and a few tablespoons of water (if the packet recommends it).
Simmer for 2–3 more minutes until well combined. Set aside.
In a small saucepan, combine the refried beans with ¼ cup water.
Warm over low heat, stirring frequently until smooth and spreadable.
Keep warm until ready to assemble.
Heat the nacho cheese sauce in a small pot or microwave-safe bowl.
Stir regularly while heating to avoid clumping or separation.
Once warm and pourable, keep on very low heat or rewarm just before serving.
Preheat oven to 375°F (190°C) if you’d like to melt everything together, though this step is optional.
On a large oven-safe tray or baking sheet, spread a layer of tortilla chips.
Spoon refried beans evenly over the chips.
Add spoonfuls of seasoned ground beef.
Drizzle the warm nacho cheese over everything.
If baking: place the tray in the oven for 5–7 minutes until the cheese bubbles slightly and the chips warm through.
If not baking: move directly to toppings.
Sprinkle diced tomatoes over the hot nachos.
Add sliced green onions, avocado or guacamole, and olives.
Finish with dollops of sour cream and optional pickled jalapeños.
For crunch, add shredded lettuce right before serving.
Use thicker tortilla chips or restaurant-style chips—they hold toppings better and stay crisp longer.
Avoid thin chips that break easily under weight or heat.
Cook and season the ground beef in advance and refrigerate until ready to assemble.
Beans and cheese sauce can also be prepped and reheated easily.
If you don’t have a packet on hand, mix your own:
1 tsp chili powder
½ tsp cumin
½ tsp paprika
¼ tsp garlic powder
¼ tsp onion powder
Pinch of salt and black pepper
For a milder version, skip jalapeños or use a mild salsa.
Add canned corn, chopped red onions, or sautéed bell peppers for extra color and texture.
Swap beef for shredded chicken or grilled steak if desired.
Serve in individual bowls for party guests or kids to avoid soggy chips and customize to taste.